Business Recovery Planning
Practical advice for New Zealand businesses that want stronger cashflow, clearer direction, and better financial control.
Business conditions change quickly. Whether you are managing rising costs, uneven sales, growth pressure, debt, tax obligations, or a need to improve profitability, a clear business recovery plan can help you make confident decisions and move forward with purpose.
At Catapult Partners, we work with business owners to step back, assess what is really happening in the business, and build a practical plan to improve performance. That includes reviewing cashflow, budgets, pricing, tax commitments, finance needs, operational priorities, and accountability across the business.
A strong recovery plan is not just about getting through a tough period. It is about creating a business that is more resilient, more profitable, and easier to manage.
Is this right for you?
A Business Recovery Planning session may be right for you if you want to:
- Understand your current cashflow position and what is putting pressure on it
- Identify your minimum viable sales level and profitability targets
- Plan ahead for GST, provisional tax, PAYE, and other business commitments
- Improve budgeting, forecasting, and financial visibility
- Reduce risk and strengthen decision-making
- Clarify priorities across different parts of the business
- Prepare for conversations with lenders, investors, or key stakeholders
- Turn challenges into a practical action plan
We will help you develop a concise, realistic plan built around your business goals and current financial position.
What is involved?
We have three options available.
1. Business Recovery Planning.
We work with you to develop a practical Business Recovery Plan that identifies your key risks, opportunities, priorities, and next steps. You will complete some pre-work before the session so we can carry out a focused operational and financial review.
2. Business Recovery Planning and Finance Application.
Alongside your Business Recovery Plan, we prepare a 12-month cashflow forecast and support you with a finance application if additional funding is needed. This is ideal for businesses that need stronger financial visibility and lender-ready information.
3. Complimentary Business Recovery Review.
If you do not need a full plan, we can help you complete a Business Recovery Action List to identify the most important actions across your business. We then follow up with a short review session to make sure you are clear on the next steps.
Who should have a Business Recovery Planning session?
This service is valuable for New Zealand business owners who want to improve performance, manage risk, and stay ahead of financial obligations.
It is especially useful if your business is experiencing:
- Cashflow pressure or inconsistent trading
- Uncertainty around tax payments or upcoming commitments
- Declining margins or profitability
- Rapid growth without enough financial structure
- Rising debt or finance pressure
- Operational inefficiencies
- A need for clearer goals, reporting, and accountability
What are the benefits of our Business Recovery Planning Service?
- Gain clarity on the financial health of your business
- Build a practical cashflow forecast and realistic budget
- Plan for upcoming tax and compliance obligations
- Identify the key drivers affecting profitability
- Understand where costs can be reduced or controlled
- Set measurable goals for each area of the business
- Prioritise the actions that will make the biggest difference
- Strengthen your position before speaking with a bank or financier
- Create accountability, timeframes, and momentum
- Build a more resilient business for the future
Why this matters?
For New Zealand businesses, good planning is closely tied to good compliance and financial discipline. Forecasting cashflow helps you plan ahead and have better conversations with your bank or advisor. Inland Revenue requires businesses to keep records, file and pay the right taxes, and many businesses also need to stay on top of GST, provisional tax, and employer obligations. Directors also have legal responsibilities to keep proper company records and trade sensibly.
When should I have a session?
The sooner you identify issues and put a plan in place, the more options you usually have. Early action can help you improve cashflow, meet your obligations with less stress, and make better decisions before problems become urgent. Business.govt.nz specifically notes that cashflow forecasting helps you stay on top of income and outgoings and plan for the future.
Please contact us for more information.